HVAC Equipment Financing

An HVAC system can cost between $5,000 and $9,000. And if you include ductwork, you can expect that you will need to spend between $7,000 and $12,000. That is a lot of money, and if your HVAC recently broke or has already served you for decades, then what can you do if the money is tight this month and it is already freezing cold or scorching hot outside?

Fortunately, we are here for you. Here at Sterling Air, we provide HVAC financing for the much-needed replacement or installation of a new HVAC system. We understand how expensive it can be and how crucial it is for you to live a comfortable life, so our financing option is here to help you out.

Why You Need to Replace Your Old or Broken HVAC

Unless you plan to endure the cold winter or brace for the heat of summer, it is always a wise decision to replace your broken HVAC. Know that the sweet spot when it comes to temperature and comfort is 77°F (25°C), according to HVAC engineers. Anything lower or higher than 77°F can cause you discomfort and can start affecting you physically and mentally.

During winter, your HVAC system consumes 42% of the total electricity you use. Throughout the year, it consumes around 52%. If your HVAC is already 15 to 20 years old, it is time to replace it, as it is already causing massive increases in your bill. Why does it do that?

For one, its parts are already getting old and have become inefficient when it comes to heating and cooling air in your home. Secondly, older models are inefficient compared to the new ones on the market. Know that HVAC systems today are 60% more efficient than ones that are ten years and older.

What Is Financing?

Typically, you use your credit card when shopping in stores and online even if you do not have enough money in your savings account to pay for the items you bought. And in your stead, the bank behind your credit card provider will pay for it, and you can pay it back in installments. That is what financing is.

The only difference between a credit card transaction and financing is that this term is often used on transactions involving large purchases and money to achieve a specific goal, like having home improvements done, starting a business, or getting expendable funds.

In our case, we can get your financing through the Carrier Credit Card, which is backed by Wells Fargo N.A.

If you want to get one of our HVAC systems and our services and you do not have available funds yet for the purchase, our new AC Unit financing and new furnace financing options can let you have all of them once it gets approved.

Why We Offer it

Our reasons are simple:

1. Broken HVACs are often an emergency. It is quite difficult to source money for repairs or replacement fast, especially if the going is tough.
2. HVAC is a necessity for us Americans, but the cost of having it makes it feel that it is a luxury we cannot afford. Our financing option is here to make it accessible for everyone.
3. It allows us to generate business, and we think that this method is fair and just.

How We Provide 0% HVAC Financing

We take advantage of the deferred interest promotion that the Carrier Credit Card has. You can have your HVAC with a 0% interest rate if you can make on-time monthly payments.

We believe that this setup is convenient for you. If you are ready to get your old or broken HVAC replaced now, give us a call, and we will walk you right through it.